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I attended a top-tier public university. Growing up, what kind of conversations did you have about money? I remember learning how to write a check in elementary school and coming home and begging my dad to let me write his checks when he paid bills. Otherwise, we didn't really talk much about money. Most of my financial literacy has come from self-education when I started my first job out of college. What was your first job and why did you get it? Besides babysitting under the table, my first job was at an Italian ice shop when I was I got this job to pay for gas, clothes, concerts, and anything else I needed pocket money for.

Did you worry about money growing up? Not really, and I know how privileged I am to have had a childhood where I didn't need to think much about money.

My dad worked his way up at his company and had a very successful career by the time I was in middle school. We moved twice into a nicer house each time, took one or two vacations a year, had multiple Christmas gifts, and I was able to get new clothes and school supplies every year. However, my mom did go back to school to become a nurse to supplement our family income around the time my eldest sibling went to college so I always understood that money wasn't unlimited and we weren't "rich.

Do you worry about money now? No, I feel very good about where I am with my finances. I am on my third job out of college and have doubled my salary in three years by changing careers.

I taught myself about investing, HYSA accounts, debt payoff, controlling spending, and salary negotiation. I am working on increasing my savings and k contributions. I worry about money in the sense that I really don't want to work my entire life who does?! At what age did you become financially responsible for yourself and do you have a financial safety net? If anything terrible ever happened, I know my parents would help me out and I could move back in with them at any time.

Again, I feel so lucky and grateful for my parents. Do you or have you ever received passive or inherited income? If yes, please explain. Day One. Hop on an a. After the call, I browse Amazon for new shampoo and conditioner since I am almost out. I buy a set with great reviews, so we will see if it makes a difference! My new job is a lot busier than my old job, but I enjoy it and it makes the day fly by! I take a lunch break with my boyfriend, N. We make avocado toast with pesto eggs the only way to eat fried eggs We then walk our roommate's dog for her lunchtime walk.

Our roommate works in healthcare and so since she is gone all day and we WFH, we take care of her dog during the day. It's the best — we get to hang out with a cute dog that we love but don't carry the burden of actually owning a dog yet, one day! Another detail, N. My lease ended and we didn't want to sign another year lease in SF if we were going to move within the year, so I moved into his current place with his roommates.

Back to work after a bit of playtime with the pup. Hop on my roommate's Peloton another perk of this roommate — she has a Peloton she lets me use for free.

I'm addicted now, so I'm going to buy one when we move to FL for a minute cycle class followed by a minute arm class. Wednesdays tend to be calmer than the other meeting-heavy days I have at work. I look forward to getting into work as I sip on my homemade latte and usual smoothie. I take an extra glance at my bullet journal for the day and pack an overnight bag for work, since I'll be heading down to the south Bay Area, where my parents live, for my mom's birthday.

Afterwards, I pick up some roses for my mom and force my friend to come with me to Starbucks to try Ariana Grande's Cloud Macchiato because "I want it, I got it. Work pays for our annual Caltrain passes, so I try to make it a point to visit my parents at least once a month. My dad picks me up on his way home from work, but he gets stuck in rush hour traffic. I go through some more emails at the Caltrain station while I wait for him. The owners recognize us, since we came for my sister's birthday a couple weeks ago.

I paid for that meal, so my dad picks up the tab this time. We stop by a boba place on the way home, and I buy drinks for everyone except for grandma since she's not a fan of sweets. Day Four. I share a bed with my sister, since my old room is now grandma's room, which I don't mind, but it does mean I have to wake up when my sister wakes up for school at Half awake, I chug some water and take out the milk tea I barely drank from last night.

My dad drops me off at the Caltrain after dropping off my sister. I also toast some bread and eat it with peanut butter and some plain Greek yogurt. I'm pretty sensitive to coffee, especially when I'm PMS-ing, but I'm hoping to get some placebo effect from the decaf anyway.

Then I sip on some orange black tea I ordered from Singapore last week. I feel relief when I remember that I scheduled a facial appointment at today.

I had to get up and pee halfway through my facial, but my beautician was super sweet and accommodating. I don't like it — I won't get this again. As I walk past the line of white people waiting in line, I find myself fantasizing about making a fortune by selling white people trendy frozen dumplings at an absurd price, but then realize that places already do that. We are both pretty busy, so we try to find time to talk and watch TV together at the end of the day.

We watch an old episode of Rick and Morty but are so tired we're basically half asleep. Day Five. I remember my grandma telling me to eat slower and wait for my food to cool before digging in, along with some other traditional Chinese medicine philosophies, so I do a bit of tidying up while I wait for my coffee to cool. I rant to the boyfriend for the 9,th time about how shitty Mother Nature is to the female body. No longer the middle ground between the gritty, crime-ridden Tenderloin and the slick society of Nob Hill, San Francisco's Lower Nob Hill—sweetly nicknamed the TenderNob—is home to a recent surplus of cool fashion outposts, restaurants, and specialty shops.

Having always been a busy quadrant due to the close proximity to bustling Union Square, the area is now starting to declare its own quirky identity.

The district acted as a setting for Dashiell Hammett's Sam Spade character's apartment—there is a small street named after the writer reaching between Bush and Pine streets. Popular for young artists the Academy of Art University has five dorm buildings and three more department buildings covering a 3-block radius in the area , professional andsomethings and hipsters alike, the artsy neighborhood plays host to many independently owned shops and eateries, and remains nearly untouched by national corporations—there isn't even a Starbucks—yet.

Previously located in the Dogpatch, the gallery is now housed with the boutique, originally an online-only store. The shop offers clothing, accessories and books that complement each month's exhibition, all handpicked by owner Jessica Silverman and creative director Carolina Amaris.



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